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Commerical office liability in Kitchener.

Kitchener business owners. Get real time quotes from the very best carriers. Get more for less.

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Small businesses in Kitchener are mostly concentrated in the professional, scientific and technical; real estate, rental and leasing; and transportation and warehousing sectors.

Small business growth in the region has been fastest in construction; information, culture and recreation; health and education; and finance, insurance and real estate sectors. InsureCert serves clients in Kitchener.

Business Insurance (Business Liability Insurance) also referred as CGL, Commercial General Liability Insurance, and Commercial Insurance is required by business owners to protect themselves from future liability and lawsuits that arise as a result of their business operations. We help small and large businesses in Kitchener attain liability insurance policies.

You can compare instant quotes in Kitchener for businesses such as consulting firms, IT companies, tutors, accounting practices, construction companies, and other professions.

Kitchener Small Business By The Numbers

API data source courtesy; ic.gc.ca
Number of businesses in Kitchener : 429,852
Total exports in $Billions: 21,480
Number of employees in the Service sector: 6,080,900
Number of employees in the Goods & Manufacturing 1,461,500

Your Kitchener business insurance questions, answered.

How much does business insurance in Kitchener cost?
As a business owner in Kitchener, you probably already understand the great importance of business insurance. You probably also know that there are tons of different providers along with different types of coverage. What you might not know is that there are insurance companies in Kitchener that offer insurance that covers a company’s property, inventory, materials, equipment, as well as intangible and tangible goods. In addition to this, business insurance can protect Kitchener companies and its employees from a variety of different types of lawsuits.
How do you choose the right Business Insurance Policy in Kitchener
Depending on the type of company that you are running in Kitchener, it is imperative to weigh your options with a trusted local advisor. Discovering your risks and structure of your business, will ensure you are matched to a provider can offer you the best rates. Of course, the best rates do not always mean that you are getting the best coverage. Your advisor will completely and thoroughly evaluate what each insurance provider has to offer and provide comparisons.
What is General Liability Insurance?
Commerical General Liability (CGL) insurance is a necessity for any business operating in Kitchener. The coverage protects the business from law suits of bolidy injuries or property damage sustained to a third party by you or one of your empoyees, directors or officers. Due to a variety of different liabilities that could occur inside or outside of your office. General liability insurance is truly a necessity for any Kitchener business!
What is Product Liability Insurance in Kitchener
If you are offering products to the public in Kitchener, product liability insurance is something that you cannot go without. It protects your business against any legal actions that might arise with the products you put on the market. For instance, if you are promoting a clothing line in Kitchener that causes a customer to break out with a terrible rash, it is likely that the customer will try to bring legal action against you. Product liability insurance can protect you and your business in Kitchener.
Is The Cost Of Commercial Insurance in Kitchener Really Worth It?
Many business owners in Kitchener will go through the quote process and then quit. They’ll find out that they’ll be required to pay a hefty premium and this will convince them that the price simply isn’t worth it. This couldn’t be further from the truth. In actuality, the price is going to be expensive, but the insurance will pay off dividends in the long run. As a business owner, it is your responsible to protect your employees and your family. If your business in Kitchener is forced to close its doors, each of these people will be impacted!
InsureCert's broad, packaged insurance policies take into account the wide range of exposures professional services businesses face

Proudly Serving Kitchener

InsureCert understands the issues local entrepreneurs and companies face because we’re business owner's too.

Expert Insurance Advisors

Our insurance advisors will show you policy options you could benefit from and help guide you in choosing the right coverage for you.

Perks of Membership

InsureCert members get exclusive access to our network partners such as financial, marketing & restoration services.
Commercial General Liability
  • Cover up to $5,000,000
  • Canada and USA territory
  • Medical Payments ($25,000)
  • Tenant's legal liability ($250,000)
  • Non-Owned automobile liability
Office Contents
  • Cover up to $1,000,000
  • Replacement Cost
  • Extra Expense up to 10% of the sum insured
  • Includes Earthquake, Flood, Sewer backup cover
Business Interruption
  • Cover up to $500,000
  • Loss of income - actual loss sustained
  • Additional Extra Expense
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Payment Options

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Monthly Withdrawals

Paying your insurance each month may be a more affordable option for you. We’ll divide your premium equally (plus an administration fee) over your 12-month term and automatically withdraw payment from your bank account every month.

  • Premium Financing
Full Payment

Pay your entire insurance premium upfront so you don’t have to think about it until renewal. For new policies, full payment is due before the policy effective date. For policy renewals, full payment is due one business day before the renewal date.

  • Credit / Debit
  • eTransact
  • Cheque

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Policy questions
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Whether you’re looking for how to adjust your policy or simply want to know the latest insurance updates, we have many options to help. AMA Insurance has over 50 years in the insurance business, with experienced insurance experts who are here to answer all your questions, no matter how big or small.


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Taking Care of Your Business

Owning a business comes with risks, including a long list of potential liabilities that could lead to an insurance claim. InsureCert is here for you, with a 24/7 claims line and trusted insurance advisors who understand the importance of your business. You’ll be navigated through the process so you can get back to business as usual.

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