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Business Insurance BC.

BC business owners. You are moments away from the very best rates. Get more for less.

We can connect you to the Best Insurance Coverage in BC right now.

InsureCert offers business owners in BC an informative one-to-one session to discuss business insurance and the basics of risk management. We take the time to answer your questions in plain language with no jargon or confusing terminology.

Every business owner should understand how insurance works as it pertains to a sole proprietor, contractors, or anyone who helps your business grow.

If you run a small business in BC you need every deal you can get to increase your bottom line. Shop now for the best deal online with InsureCert.

With CGL, E&O, Cyber, and D&O for non-profits, InsureCert has the policy that will help you protect your business in BC securely at the best possible rate.

Small business growth in BC has been fastest in construction; information, culture and recreation; health and education; and finance, insurance, and real estate sectors. InsureCert serves clients in.

You can compare instant quotes in BC for businesses such as consulting firms, IT companies, tutors, accounting practices, construction companies, and other professions.

BC Small Business By The Numbers

API data source courtesy;
Number of businesses in BC : 184,075
Total exports in $Billions: 7,131
Number of employees in the Service sector: 2,063,400
Number of employees in the Goods & Manufacturing 478,800

Your BC business insurance questions, answered.

How much does business insurance in BC cost?
As a business owner in BC, you probably already understand the great importance of business insurance. You probably also know that there are tons of different providers along with different types of coverage. What you might not know is that there are insurance companies in BC that offer insurance that covers a company’s property, inventory, materials, equipment, as well as intangible and tangible goods. In addition to this, business insurance can protect BC companies and its employees from a variety of different types of lawsuits.
How do you choose the right Business Insurance Policy in BC
Depending on the type of company that you are running in BC, it is imperative to weigh your options with a trusted local advisor. Discovering your risks and structure of your business, will ensure you are matched to a provider can offer you the best rates. Of course, the best rates do not always mean that you are getting the best coverage. Your advisor will completely and thoroughly evaluate what each insurance provider has to offer and provide comparisons.
What is General Liability Insurance?
Commerical General Liability (CGL) insurance is a necessity for any business operating in BC. The coverage protects the business from lawsuits of bodily injuries or property damage sustained to a third party by you or one of your empoyees, directors or officers. Due to a variety of different liabilities that could occur inside or outside of your office. General liability insurance is truly a necessity for any BC business!
What is Product Liability Insurance in BC
If you are offering products to the public in BC, product liability insurance is something that you cannot go without. It protects your business against any legal actions that might arise with the products you put on the market. For instance, if you are promoting a clothing line in BC that causes a customer to break out with a terrible rash, it is likely that the customer will try to bring legal action against you. Product liability insurance can protect you and your business in BC.
Is The Cost Of Commercial Insurance in BC Really Worth It?
Many business owners in BC will go through the quote process and then quit. They’ll find out that they’ll be required to pay a hefty premium and this will convince them that the price simply isn’t worth it. This couldn’t be further from the truth. In actuality, the price is going to be expensive, but the insurance will pay off dividends in the long run. As a business owner, it is your responsible to protect your employees and your family. If your business in BC is forced to close its doors, each of these people will be impacted!
Commercial General Liability
  • Cover up to $5,000,000
  • Canada and USA territory
  • Medical Payments ($25,000)
  • Tenant's legal liability ($250,000)
  • Non-Owned automobile liability
InsureCert's broad, packaged insurance policies take into account the wide range of exposures professional services businesses face
Office Contents
  • Cover up to $1,000,000
  • Replacement Cost
  • Extra Expense up to 10% of the sum insured
  • Includes Earthquake, Flood, Sewer backup cover
Business Interruption
  • Cover up to $500,000
  • Loss of income - actual loss sustained
  • Additional Extra Expense

Payment Options

Find available payment options at InsureCert
See payment options
Monthly Withdrawals

Paying your insurance each month may be a more affordable option for you. We’ll divide your premium equally (plus an administration fee) over your 12-month term and automatically withdraw payment from your bank account every month.

  • Premium Financing
Full Payment

Pay your entire insurance premium upfront so you don’t have to think about it until renewal. For new policies, full payment is due before the policy effective date. For policy renewals, full payment is due one business day before the renewal date.

  • Credit / Debit
  • eTransact
  • Cheque

Need Help with Your Policy?

We’re here to answer any questions you have!
Policy questions
We’re Here to Help

Whether you’re looking for how to adjust your policy or simply want to know the latest insurance updates, we have many options to help. AMA Insurance has over 50 years in the insurance business, with experienced insurance experts who are here to answer all your questions, no matter how big or small.

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Taking Care of Your Business

Owning a business comes with risks, including a long list of potential liabilities that could lead to an insurance claim. InsureCert is here for you, with a 24/7 claims line and trusted insurance advisors who understand the importance of your business. You’ll be navigated through the process so you can get back to business as usual.

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