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Get better insurance protection in Newfoundland and Labrador with InsureCert.

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Landlords & Rentals

If you are a landlord, tenant, or have roommates, we go the extra mile to include comprehensive coverages others don't offer.

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Office Liability

Are you leasing an office and need an insurance certificate?  Get your quote and policy fast.

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Professional E&O

If you are a professional and need Errors and Omissions (E&O) we have a great product. Our all-in-one policy has E&O, CGL, Property & Cyber. Get a quote now.

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Cyber Insurance

Don't fear the hackers. Get a comprehensive package to protects against ransomware and other cyber attacks.

Driver's Asset Protect

Financial assistance to help you meet your legal duty to pay back Auto Insurers from impaired driving.

Vehicle GAP Cover

Gap insurance covers the “gap” between what you owe on a loan or lease and the insurance check for the value of the totaled vehicle.


Insurance, reimagined for today.

Simply put; we can connect you to the Best Insurance in Newfoundland and Labrador right now.

When people buy insurance in Newfoundland and Labrador, they put money into a premium pool with many others. Some of that pool of money helps people who suffer an unexpected insured hardship due to loss from a home fire, vehicle collision or business interruption in that year. The more claims in the pool the higher premiums we all pay.

You can lower your insurance by taking preventive measures against fire, theft, water damage, and the safety of others. This may include installing a theft alarm system, reinforced roofing, a backwater valve, sump pumps, sprinkler system, guard rails and common sense.

Newfoundland and Labrador Factoids

There are more pubs per square foot on George Street in St. John's than anywhere else in Canada.

Service industries accounted for the largest share of GDP, especially financial services, health care and public administration.

In 2017, non-resident tourists spent an estimated $575 million.

In 2010, total capital investment in the province grew to C$6.2 billion, an increase of 23.0% compared to 2009.

Payment Options

Find available payment options at InsureCert
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Monthly Withdrawals

Paying your insurance each month may be a more affordable option for you. We’ll divide your premium equally (plus an administration fee) over your 12-month term and automatically withdraw payment from your bank account every month.

  • Premium Financing
Full Payment

Pay your entire insurance premium upfront so you don’t have to think about it until renewal. For new policies, full payment is due before the policy effective date. For policy renewals, full payment is due one business day before the renewal date.

  • Credit / Debit
  • eTransact
  • Cheque

Need Help ?

We’re here to answer any questions you have!
Policy questions
We’re Here to Help

Whether you’re looking for how to adjust your policy or simply want to know the latest insurance updates, we have many options to help. AMA Insurance has over 50 years in the insurance business, with experienced insurance experts who are here to answer all your questions, no matter how big or small.

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Make a Claim

We work hard to make claims easier, & less stressful
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Taking Care of Your Business

Owning a business comes with risks, including a long list of potential liabilities that could lead to an insurance claim. InsureCert is here for you, with a 24/7 claims line and trusted insurance advisors who understand the importance of your business. You’ll be navigated through the process so you can get back to business as usual.

Open a claim now...